CITIZENS DEVELOPMENT BUSINESS FINANCE PLC

ANNUAL REPORT 2021/22

Our fundamental resilience, reinforced by our employees and their steadfast support for our customers, continues to give me great confidence that we will continue to play a proactive role in building a better future.
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We have achieved a commendable growth in profits, while our operational indicators, including our non-performing asset ratios, have also improved, demonstrating exceptional resilience in responding to macroenvironmental threats.
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Although we were no exception to the impacts and implications of this environment, we managed to maintain the trend of consistently improving performance year on year as we have been doing over the past decade.
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