• 23 Mar2018
    Posted by CDB Finance PLC
    Joint Winner in the Finance & Insurance Sector at the ACCA Sustainability Reporting Awards Unique stakeholder engagement initiatives and expansive vision hailed by judging panel   With sustainability being the axis on which its business model is founded, Citizens Development Read more...
  • 03 Sep2018
    Posted by CDB Finance PLC
    Having nurtured a young team that has trailblazed unprecedented pathways in the NBFI sector collating multiple awards along that journey, Citizen’s Development Business Finance PLC (CDB) joins the popular EDEX Mid-Year Expo as “Official Financial Partner” to map pathways that Read more...
  • 20 Jul2018
    Posted by CDB Finance PLC
    Wins at CMA Excellence in Integrated Reporting Awards Head of Sustainability CDB Aroshi Ranatunga holds the award presented to CDB on being adjudged among the Best Ten Integrated Reports at the CMA Excellence in Integrated Reporting Awards with Speaker Hon. Read more...
  • 16 Jul2018
    Posted by CDB Finance PLC
    The always trailblazing Citizens Development Business Finance PLC (CDB) is introducing an unprecedented array of rewards throughout the year for CDB customers through its flagship loyalty programme CDB Sithumina Loyalty Rewards.  From experiencing the thrills of Disneyland and the Eiffel Read more...
  • 21 Jun2018
    Posted by CDB Finance PLC
    Profit after tax up 39% at 1.4 Bn Total assets surpass Rs.75 Bn mark, up 40% Early Adoption of SLFRS 9 “Financial Instruments” The multi-award winning Citizens Development Business Finance PLC (CDB), which has continuously sustained impressive financial performance year-on-year, Read more...
  • 01 Jun2018
    Posted by CDB Finance PLC
    An Autism Trust Fund, CDB and SLACD joint initiative CDB continues Autism Awareness efforts jointly with SLACD and Ampara District Hospital Autism Awareness Walk to commemorate Autism Awareness Month held in Ampara   With April marking Autism Awareness Month, the Read more...
  • 08 May2018
    Posted by CDB Finance PLC
    Photo caption:  Multiple medal winners at the 38th Masters Athletic Championship 2018 in Mangalore India, CDB’s Senior Executive -  Customer Relations Nadeeka Perera and Senior Executive– Credit Operations Dananja Krishantha Liyanage show off the gold, silver and bronze medals they Read more...
  • 27 Apr2018
    Posted by CDB Finance PLC
    Uses social media platforms for fund transfers Yet another first in the financial services industry in Sri Lanka Optimising use of social media to maximise financial inclusiveness Trailblazing yet another revolutionary breakthrough in fund transfers in the country, Citizens Development Read more...
  • 19 Apr2018
    Posted by CDB Finance PLC
    11th donation presented under the CDB Pariganaka Piyasa flagship CSR programme 420 students and entire Devipahala Kuruwita community to benefit A total of LKR 13.5 Mn investment since 2007 benefitting nearly 12,500 students Empowering Sri Lanka’s young people with the Read more...
  • 17 Apr2018
    Posted by CDB Finance PLC
    CDB inked a groundbreaking MCA record when it donned the crown of Runner Up in the BMW-Hyundai Trophy – MCA ‘C’ Division 50 Over League Tournament 2018.  Sponsored by Prestige Automobile (Pvt) Limited for the seventh time, CDB etched its Read more...

Fixed Deposits - "Deeghayu"
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The twilight years can be filled with uncertainty. But not if you’re with CDB! Absolute security after your retirement and sheer contentment due to the perfect solution that optimizes on your life’s savings, the Deeghayu Fixed Deposit adds superior benefits for the ultimate appreciation that must be given to senior citizens.

Attractive Interest Rates

Period Monthly Interest Maturity Interest AER Monthly AER Maturity
3 Months 11.00% 12.00% 11.57% 12.55%
6 Months 11.50% 12.50% 12.13% 12.89%
12 Months 12.00% 12.75% 12.68% 12.75%
18 Months 12.50% 13.25% 13.24% 12.85%
24 Months 12.50% 13.50% 13.24% 12.69%
36 Months 12.50% 13.75% 13.24% 12.20%
48 Months 12.50% 14.50% 13.24% 12.12%
60 Months 12.50% 15.96% 13.24% 12.45%

What benefits can senior citizens expect from Deeghayu Fixed Deposits?

• Attractive interest rates
• Opportunity to earn a monthly income
• Option to renew the FD at maturity by adding earned interest to the capital, or by renewing only the capital
• Receive interest monthly, quarterly, biannually, annually, or at maturity
• Cash-backed loans
• Easy access to other financial services such as savings accounts, loan facilities, and leasing facilities
• Access to door-step service
• Access to CDB iNet online financial platform

Who is eligible?

• Any individual who is a resident of Sri Lanka and is over the age of 55

How do I open a Deeghayu Fixed Deposit?

• Visit any of our branches located island wide
• Existing CDB customers can open fixed deposits on

Locate your nearest branch

Download Fixed Deposit application

Click here to place your inquiry

Terms & conditions apply