Citizens Development Business Finance PLC

Sustainable Home Financing

Build a smarter, greener future for your home.

Designed to support customers who wish to purchase, build, or renovate homes using sustainable and energy-efficient building concepts — creating healthier living spaces while reducing long-term living costs.

Green Home Loan
1% rate concession
Green-certified Lower rates, lower bills
Backed by Sri Lanka's leading green authority.

Certified sustainability

Backed by Sri Lanka's leading green authority.

Green homes are built to use less energy, less water, and environmentally responsible materials — creating healthier living spaces while reducing long-term living costs.

Green Home certification in Sri Lanka is provided by the Green Building Council of Sri Lanka (GBCSL), the country's leading authority on sustainable building practices. A GBCSL-certified home not only contributes to a healthier planet but also adds measurable value to your property.

Key features

Everything built into the facility.

A concessionary structure designed specifically to reward sustainable building choices.

Interest Rate Concession

1% concession on the applicable lending rate.

Repayment Period

Up to 15 years to suit your financial plan.

Processing Fee Waiver

50% waiver on initial processing fees.

Solar Financing

100% financing available for solar energy installations.

Construction Grace Period

Interest-only repayments during construction, up to 12 months.

Dedicated Support

Advisory support throughout the loan and construction process.

The upside of going green

Benefits that pay off long after move-in.

Green Home benefits

  • Reduce energy consumption by 20%–30%
  • Reduce water wastage by 50%
  • Improve indoor air quality by up to 30%
  • Reduce greenhouse gas emissions by up to 34%
  • Increased property value and resale potential
  • Healthier living standards and peace of mind
  • Contribute to a more sustainable Sri Lanka for future generations with lower running costs

You can use this loan to

  • Purchase a certified Green Home
  • Build a new Green Home from the ground up
  • Renovate an existing home using green building concepts
  • Complete a partially built home using sustainable building practices

Who is this for

Built for anyone building with intention.

Individuals purchasing a GBCSL-certified or equivalent green-rated property
Homeowners planning a sustainable renovation with certified green materials
First-time homebuyers who want to build a future-ready, energy-efficient home
Investors seeking premium, sustainable residential property

Apply for Green Home Loan

Takes under 2 minutes. Our team will call you back.

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