Turn overseas earnings into a home back home.

Specially designed for Sri Lankans employed abroad who wish to build, purchase, renovate, or extend their homes back in Sri Lanka — with simplified documentation and repayment schedules that align with remittance cycles.

Apply Now Contact Specialist +94 11 738 8388

Approval in 2 working days

Apply from anywhere No mandatory branch visit

Built around distance

Structured for life overseas, not against it.

CDB understands the unique challenges faced by Sri Lankans living and working abroad. That's why this loan minimises the need for in-person visits and offers repayment schedules that align with remittance cycles and foreign employment contracts. With flexible repayment options, simplified documentation requirements, and family-friendly application processes, this facility helps you convert overseas earnings into a lasting investment for your loved ones.

Key features

Designed to work from wherever you are.

The details that make applying from abroad genuinely manageable.

Remote Application

The applicant can initiate the loan process without visiting Sri Lanka.

Family Co-applicant

An immediate family member can jointly apply and manage local processing.

Salary Account

No requirement to transfer your salary to CDB or open a CDB savings account.

NRFC/PFCA Accounts

NRFC or PFCA accounts are not required to qualify.

Remittance Repayment

Loan installments can be paid via Lanka Money Transfer services.

Refinancing Option

Existing home loans from other institutions can be consolidated into CDB.

Additional highlights

More reasons this loan works for you.

Additional highlights

No mandatory branch visit — required documentation and processing can be handled by a resident family member
Repayment schedules designed to match monthly remittance patterns
Ability to consolidate and settle home loans from other banks when applying for renovation, completion, or extension financing
Competitive interest rates with flexible fixed rate options

You can use this loan to

Purchasing a house, apartment or land in Sri Lanka
Building a new home
Renovating or extending an existing home — up to 90% financing based on BOQ
Completing a partially constructed house

Who is this for

Built for Sri Lankans working abroad.

Sri Lankans currently employed overseas

Individuals continuously employed abroad for at least one year

Applicants holding a minimum one-year future employment contract

Students who completed studies overseas and secured employment may also be considered

Loan tenor

Maximum tenor by country of employment.

*Can be considered up to 10 years depending on the case. Loan age limit: the loan can be granted up to 65 years of age at the end of the repayment period.